Self-employed individuals are eligible for up to $32,200 in tax credits (average $9K).
The SETC covers up to 80 hours of paid sick leave and up to 10 weeks of paid family leave.
The SETC is not a loan but a tax credit for 2020 or 2021 income taxes, and will either reduce the current amount you owe the IRS, or you will receive a check or ACH deposit, depending on your tax status.